PS Srijan Corporate Park,
Tower 1, Unit 703
Block GP, Sec 5, Salt lake
Kolkata 700091, India.
Ph: +91 33 4050 8300
Mob: +91 90 73907115


Our Strength: Finance + Experience + Support

Aris Capital focusses only on transport finance. This is because we have a deep knowledge of transport industry for more than 4 decades through our group company Associated Transport Organization - ATO (I) Limited ( We can understand our clients like no one else and look deep inside their business models. We have field knowledge about their routes, their modus operandi, their opportunities and their challenges.

More importantly, we can guide our borrowers through difficult times. and advise them as to which routes to take or where they can find loads to carry. This gives us an innate advantage compared to our competitors.

aris advantage

Strategic Partners

Aris Capital is promoted by the Poddar family of Kolkata, which operates one of India’s largest logistics businesses, Associate Transport Organization (ATO [I] Ltd.). Having a logistics partner that has been in the industry since 1967 with a retail presence in over 600 branches, provides Aris synergistic advantages in terms of marketing, geographic expansion, on the ground support, borrower assessment and asset recovery.

World-class Management

Aris’ management team has global experience in retail finance with industry insights from financial markets like the US. Our board members have led some of the largest corporations in India, and bring invaluable experience to Aris’s growth strategy. We have a diverse set of experience ranging from tech companies such as Google, Microsoft to mining giants such as Hindalco to some of India's largest banking and financial institutions.

Use of Innovative Technology

Aris is building a financial services company for the 21st century that leverages the advancements in mobile technology to improve customer experience and make operations more efficient. We also use cutting-edge tracking devices that help us monitor borrowers, keep track of our assets and improve our credit algorithms for financing new borrowers and refinancing existing borrowers.

Asset light expansion

We understand that in the rapidly evolving financial services industry it is important to grow quickly and competitively. We believe in an asset-light expansion model, where we continue to build strategic retail partners in Tier-2 cities and industrial towns to help us expand our local presence and reach more customers in a cost and time efficient way.


Our understanding of our business and focus on developing long term relationships with our customers and partners have allowed us to maintain near 0% NPA levels since we commenced operations.