Aris Capital is a fast growing Non Banking Financial Corporation that focuses on commercial vehicle finance. From light, medium, and heavy commercial vehicle financing to used and new tractor financing, Aris is an expert in lending to retail borrowers in the logistics industry.
Aris Capital wants to be a financial partner to the millions of unbanked Indians who help drive our economy everyday. Whether it is truck drivers, owners or first time entrepreneurs, Aris believes in developing long-term relationships with its customers and wishes to support their financial growth over the years.
Aris follows a robust data driven credit assessment process that takes into account not only the borrower’s credit worthiness, but also factors like work experience, market conditions and geography that provide more data points to make judicious decisions.
Since a lot of the borrowers do not have a proven financial track record yet, Aris has also tried to innovate in the credit check process by developing local strategic partners (such as logistic companies, truck brokers and local retail stores) who are often able to share insights into the borrower’s and guarantor's’ financial track record, that may not be reflected in their credit scores.
We adhere to the highest ethical standard; employing fairness, probity and mutual respect in all we do.
We give our clients complete and accurate information and educate them about the terms of financial services offered by us in a manner that is understandable by them.
We exercise high levels of professionalism in our work and reward merit. We use the most appropriate skills and competencies, continually seeking opportunities to improve through innovative approaches.
We collaborate with all our stakeholders by effectively interacting and proactively building effective and value adding relationships to achieve our shared goals.
We actively seek to understand our customers’ circumstances, problems, expectations and needs with the aim of delighting and surpassing their expectations in our service delivery.
With local branches in the states of West Bengal, Jharkhand, Bihar, Odisha, Assam, Aris Capital has established a strong retail presence in East and Northeast India and now services all states in this region.
Aris is led by a professional management team consisting of a young, innovative Sales and Structuring Department supplemented by a mature, seasoned Credit Department ensuring prudent administration of time-tested lending and risk policies. The common thread that ties together all Aris employees is a drive to grow and build a world-class financial services company.
Mr Talukdar serves as Executive Vice President and Chief Financial Officer at Haldia Petrochemicals Ltd. He recently retired as Group Executive President and Chief Financial Officer of Hindalco Industries Ltd, where he headed all financial functions for the aluminium and copper business segments including capital allocation, strategic planning, treasury management, M&A, risk, controls, and public reporting. He is well-versed in public reporting, regulatory compliance and the highest standards of corporate governance. He enjoys reading and traveling to places of historical significance.
Mr Sengupta retired as Executive Director and CFO of Axis Bank in 2014, and was a nominee Director on the Board of Axis UK and a board member of the Axis Foundation. He joined the State Bank Group in 1976 and for the next 19 years worked across all banking functions including retail, corporate and treasury. He was the Head of Treasury operations in UTI Bank when he joined in 1996, which later became Axis Bank in 2007. At Axis he headed finance, risk, IT, law, compliance, inspection and investor relations functions. After spending nearly 38 years as a Banker he now devotes his time to social causes in Kolkata.
Mr Kunal Poddar studied Economics at Princeton University and has a Masters in Finance degree from the MIT Sloan School of Management. He currently heads the Express Delivery business of ATO India Limited and serves on the Boards of a few NBFC companies. He has previously worked with Google CSSI, Microsoft, HDFC Limited, Brookwood Financial, eBay Inc, and Altman Vilandrie and Co. His expertise lies in venture capital and private equity. Apart from work he enjoys running and conducting various economic experiments.
Mr Harsh Poddar serves as Executive Director of Aris Capital. He has an MBA from Yale University, where he was a Silver Scholar, and a BSE degree in Engineering and Economics from Duke University. He also studied Mandarin Chinese at the Beijing Language and Culture University. Mr. Poddar has founded several companies in India, USA, Israel, and China in diverse sectors such as IT, Shipping, Semiconductors, Environmental Engineering, Finance and Oil & Gas.
He has a keen interest in social and educational activities and serves on the Finance and Audit Committee of IIHMR University, Jaipur, is a Trustee of Divya Jyoti Charitable Trust that provides vocational education to women from urban slums, and is a guest lecturer at the Army Management Institute, Kolkata. He is an avid oarsman and rows both sculls and sweep oars and participates in several regattas every year. He plays the Indian Bansuri in his free time.